This is a special combined insurance policy providing cover for fire, theft and accidental damage risks.
This Policy is usually designed for corporate clients who wish to have a comprehensive insurance package to cover a wide array of risks. The policy covers accidental loss or damage to the client's property or assets arising from a very broad spectrum of causes. Cover is restricted only by the specific exclusions written in the policy. It can be designed to cover Fire, Lightning, Flood, Theft, Malicious Damage, Earthquake, Riots and Strikes, Burst Pipe, Collision, and many others.
It is suitable for the insurance of Building, Plant and Machinery, Stock in Trade, Raw Materials, Office Contents and Furnishing among others.